Reinstatement Clause A reinstatement clause is a clause written into an insurance policy that makes provisions for the restoration, or reinstatement, of a policy that has lapsed because of nonpayment of the premiums. The life insurance companies usually allow a […]
Grace periods are common in most financial products. The grace period in a life insurance policy is meant to protect the insured. If there is a lapse in the premium payments, it is to prevent the life insurance company from […]
When you are shopping for life insurance it is a smart idea to ask, “what is a grace period for low cost life insurance”. Buying life insurance is one of the most effective ways to protect your loved ones. To […]
What To Know Upfront About Life Insurance Exclusions Understanding your life insurance policy is essential. As with all other types of insurance, there are exclusions, limits and requirements to the policy, benefits and payouts. These exclusions and provisions control how […]
The human condition is vulnerable. Death and injury are common, whether from natural or man-made causes. Insurance, especially life insurance, is used to provide coverage to a worker’s family in case of death. However, there are other forms of personal […]
Historians claim that this concept started way back with the Romans in the city of Rome. In those days, the Romans were considered a civilization that was “highly advanced.” They formed what might be called “burial arrangement” organizations. It really […]
Despite the fact that, since October 2005 insurance companies have no longer been asking the kind of questions which may lead to disclosure of sexuality (and so the possibility of premium rates being raised because of a potential HIV/AIDS connection), […]
The human condition is vulnerable. Death and injury are common, whether fro...
Historians claim that this concept started way back with the Romans in the...
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